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Apple · Automotive · Filed Feb 27, 2026 · USPTO published Nov 12, 2026 · This week's release

Apple Files Patent for Setting Up a Digital Car Key With a Card Tap

Apple's filing starts with a plastic card that comes with your car and aims to end with a digital key on your phone, with no carmaker account in between.

A smartphone screen guiding a driver through setting up a digital car key by tapping an ownership card. Drawing from patent filing US 2026/0359401 A1.
A smartphone screen guiding a driver through setting up a digital car key by tapping an ownership card.All 22 drawings ↓
Publication number
US 2026/0359401 A1(US20260359401A1)
Applicant
Apple, Inc.
Filed · Published
Feb 27, 2026 · Nov 12, 2026
Inventors
Matthias LERCH, Frank R. BAYERBACH, Li LI, Sven J. HOFMANN, Yogesh D. KARANDIKAR
Status when we published
Waiting for an examiner
Document
25 claims
US classification
713/190
Parent application
Claims priority from a provisional application 63887261 (filed Sep 24, 2025)

What Apple's car-key card tap actually does

Ever bought a new car, been handed a key fob that simply works, and then spent an evening wrestling with an app to get the same key onto your phone? That's the hassle this Apple filing is aimed at. Today, many carmakers make you create an account and install their app before you can even start.

In the filing's main example, the starting point is a plastic ownership card that comes with the car. You hold your phone against it, and the card hands over a digital proof that it belongs to your specific car. Your phone passes that proof to the carmaker's server, which sends back a pairing code. The phone then uses that code to link up with the car.

The stated goal is a setup no harder than getting a regular key fob. Once you're paired, the carmaker's server can send your phone a digital key that unlocks the doors.

From the filing · CLAIM 1
receiving, from a hardware component, a credential in conjunction with the device detecting the hardware component; in response to receiving the credential, sending, to a server separate from the device, the credential; after sending the credential, receiving, from the server, a pairing code corresponding to another device …

Translation: Your phone gets security data from a physical card tap and sends it to a server to get a pairing code.

How the card, the server and the car trade codes

The first claim is a short chain of steps run by your phone. When the phone detects a hardware component (in the main example, an NFC tag, a tiny chip that talks to a phone held a few inches away), it receives a credential, meaning a piece of digitally signed data. In the description, the card's chip holds a secret key and a certificate tied to the car's vehicle identification number, so the data shows this card belongs to this car.

  • The phone sends the credential to a server, which in the main example belongs to the carmaker.
  • The server replies with a pairing code, a string of characters that can be tucked inside a web link and is meant for the car.
  • The phone uses that code to start pairing with the car.

The other claims and the description add safeguards. The phone can send its own identifier so the code is tied to your device. The server can hand out a short-lived one-time number (a nonce, valid for roughly 15 to 60 seconds) so a copied tap cannot be replayed. A QR code on the card can show on-screen instructions first, and after pairing the phone can confirm to the server and receive a digital credential for the car.

From the filing · THE ABSTRACT
The present disclosure generally relates to pairing with a device. Some techniques are for obtaining a pairing code in accordance with some embodiments. Other techniques are for establishing different types of ownership …

Translation: The patent describes how devices connect to each other and prove who owns them.

Why setting up a digital car key is such a chore

For you, the payoff would be a car key on your phone without first creating an account with the carmaker or proving you own the car again and again. The filing's own background says setup is complicated compared with picking up a key fob, and that many automakers require an account and app before you can start. In this design, the card plus one key fob stands in as proof that the car is yours.

For carmakers, it shifts who controls the front door. The setup would run on its own, with the carmaker's account and app offered afterward as an optional extra. The description admits automakers may push back, and that legal or structural limits might force changes, so this reads as a proposal to talk through with them, not a finished design.

Apple's 666th filing in our Apple coverage since May adds to a run that includes handwritten note rewrapping and virtual hand jumping fixes.

Source: US 2026/0359401 A1 at the USPTO (PDF). Full patent text and figures are in the official publication.

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The drawings · 22 sheets

22 drawing sheets from US 2026/0359401 A1 · click any drawing to enlarge

Hardware parts that run the digital key setup system, drawing sheet 1 from US 2026/0359401 A1
Sheet 1 Hardware parts that run the digital key setup system
An app collecting details to send to the operating system, drawing sheet 2 from US 2026/0359401 A1
Sheet 2 An app collecting details to send to the operating system
Software fetching data to run a key task, drawing sheet 3 from US 2026/0359401 A1
Sheet 3 Software fetching data to run a key task
How an app and operating system organize sharing rules, drawing sheet 4 from US 2026/0359401 A1
Sheet 4 How an app and operating system organize sharing rules
Passing car details from an app into the main system, drawing sheet 5 from US 2026/0359401 A1
Sheet 5 Passing car details from an app into the main system
Returning vehicle information back to the requesting app, drawing sheet 6 from US 2026/0359401 A1
Sheet 6 Returning vehicle information back to the requesting app
Connecting devices to pass digital credentials securely, drawing sheet 7 from US 2026/0359401 A1
Sheet 7 Connecting devices to pass digital credentials securely
Internal device components networked together to share tasks, drawing sheet 8 from US 2026/0359401 A1
Sheet 8 Internal device components networked together to share tasks
Show the other 14 sheets
Linking your phone to your car using an ownership card, drawing sheet 9 from US 2026/0359401 A1
Sheet 9 Linking your phone to your car using an ownership card
Steps for verifying an ownership card through the automaker server, drawing sheet 10 from US 2026/0359401 A1
Sheet 10 Steps for verifying an ownership card through the automaker server
Apple Files Patent for Setting Up a Digital Car Key With a Card Tap patent drawing, sheet 11
Sheet 11
Requesting a car pairing code using a physical card certificate, drawing sheet 12 from US 2026/0359401 A1
Sheet 12 Requesting a car pairing code using a physical card certificate
Checking whether an owner key already exists before sharing access, drawing sheet 13 from US 2026/0359401 A1
Sheet 13 Checking whether an owner key already exists before sharing access
Standard car key setup requiring manufacturer apps and physical fobs, drawing sheet 14 from US 2026/0359401 A1
Sheet 14 Standard car key setup requiring manufacturer apps and physical fobs
Apple Files Patent for Setting Up a Digital Car Key With a Card Tap patent drawing, sheet 15
Sheet 15
Tapping the ownership card to start setup on the phone, drawing sheet 16 from US 2026/0359401 A1
Sheet 16 Tapping the ownership card to start setup on the phone
Completing setup once you sit inside the car, drawing sheet 17 from US 2026/0359401 A1
Sheet 17 Completing setup once you sit inside the car
Scanning a code before tapping the card to pair, drawing sheet 18 from US 2026/0359401 A1
Sheet 18 Scanning a code before tapping the card to pair
Tapping the physical card directly to the phone, drawing sheet 19 from US 2026/0359401 A1
Sheet 19 Tapping the physical card directly to the phone
Adding an automaker account login to setup, drawing sheet 20 from US 2026/0359401 A1
Sheet 20 Adding an automaker account login to setup
Using a key fob as a second confirmation factor, drawing sheet 21 from US 2026/0359401 A1
Sheet 21 Using a key fob as a second confirmation factor
Exchanging security checks between card, phone, and car, drawing sheet 22 from US 2026/0359401 A1
Sheet 22 Exchanging security checks between card, phone, and car
Patent filing page

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